Contact Email: info@smfinserv.org
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Affordable loans — smfinserv

Loan Products

Home Loan

Balance Transfer and Top Up

  • Tenure up to 30 yrs
  • Tax benefits available
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Loan Against Property

Balance Transfer and Top Up

  • Flexible repayment options
  • Competitive interest rates
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Personal & Business Loan

Unsecured funding with flexible tenures.

  • Instant eligibility
  • Minimal documentation
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EMI Calculator

Monthly EMI
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Total Interest
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Total Payment
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How we compute EMI

We use standard amortization with monthly rate r = (annual/12)/100 and tenure n in months.

EMI = P * r * (1+r)^n / ((1+r)^n - 1)

Why Us

Tie-ups with Large Number of Financial Institutes
  • Nationalised Banks
  • MNCs
  • Private Banks
  • NBFCs
  • Small Finance Banks
Our USP
  • Lowest ROI Starting from 7.35%
  • PF starting from minimum 10,000/-
  • Fastest Loan Approvals
  • No Service Charges
  • No Mandatory Cross Sales

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FAQs

ROI starts @ 7.35% for Home Loans. The interest rate will vary depending on the loan type and your CIBIL records.

The loan amount is calculated according to your income and obligations. Our representative will contact you with detailed eligibility.

Yes. We will try to link your account to the nearest partner branches.

Other than government charges and processing fees, there are none.

No problem — we will help you find a lender suited to your profile.

Yes, we fund Gram Panchayat properties.

Yes, if the land is Non-Agricultural (NA).

We fund all major property types (subject to lender policy).

Yes. We can assist with properties across India.

Our representative will contact you and fix a meeting at your preferred location.

We can help you prepare the required income documents.

For secured loans, office premises are not mandatory for self-employed applicants.

We also fund cash-salaried individuals, subject to verification.

We have tie-ups with multiple nationalised and private banks, and NBFCs. We will suggest a lender based on your profile.

We will study the reasons and guide you to a lender accordingly.

In select cases yes. Please speak with our representative for clarity.

For HL and LAP it typically takes ~10 working days. For PL and BL it may be disbursed the same day.

Yes, joint loans with siblings are possible with proper documentation.

No worries — we can fund you if other eligibility criteria are met.

It depends on the loan amount and the lender. Our representative will help with specifics.

For HL and LAP, a current account is not mandatory for self-employed applicants.